The Great Lakes Crisis free essay sample

An examination of this historic conflict between central African nations. This paper discusses the conflict between the Congo, Uganda and Rwanda and their tribes called the Hutus and the Tutsis. It provides a history of the current problem and examines the ethnic issues at the core of the conflict. Zimbabwes relation to the conflict is also discussed as well as the impact of this crisis on central Africas society and economy. The African region has always been a region at war with itself. Since the time when this region was under the colonial umbrella, to now when the influence is mainly indirect in the form of TNCs, Africa has been unable to find the answer to its internal problems. When the colonialists lost their direct influence in the region, it was expected that finally the time has come that Africas own leaders will stand up for their respective countrys rights but that did not materialize as one after the other, self serving leaders found their way to power. We will write a custom essay sample on The Great Lakes Crisis or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The Great Lakes Crisis is a saga in the epic that concerns the nations that were previously under the French sphere of influence.

Financial Information

Question: Write an essay on financial information. Answer: Introduction Accounting ethics is mainly making, disclosure, as well as presentation of the financial information ethically and morally so that users of the financial reports can obtain accurate data. The undertaken case study is on a construction company named Strong Built Construction Company, which has been slumped because of strict measures applied by the Government. The Chief Executive Officer (CEO) of the company is Bill Strong, who has significant contribution in the success of the company (Becker, 2006). The last 2 years the company performs equally and manages equal level of income. The board of member of the company has arisen question about the current approach to the executive remuneration and the reward of company share as compensation. Bill Strong has given the example of company agency theory approach in order to argue with the executive that with the compensation plan the employees of the company will get maximum advantages from the company that help to motivate the employees to g ive their best to the company(Foss and Stea, 2014). He clarified that the fundamental consideration requires applying within the accounting system for deciding the compensation of the executive. Main context Constituents of the remuneration package The remuneration package of the company is as follows: Basic Salary The basic salary of the employees is mainly a fixed salary, which the company decide as per the qualification, skill, and talent of the employees(Gold, Gronewold and Pott, n.d.). It usually cash payment and a well structured basic salary plan help in supporting as well as retaining the executive talent. Annual Bonus In order to encourage the employees for giving additional effort in their job the company can give additional reward for their achievement and accomplishment of the determined objectives. This helps the employees to be motivated and to achieve the predefined objectives. Long term incentives The long term incentives are basically changeable compensation that use to be given to the employees for motivating them for their long term performance of the employees and the company(Hermanson et al., 2011). The incentives are usually provided by common stock of the company. Other benefits The employers usually provide the benefits to the employees like insurance plan and pension plan from the company along with different types of savings plan. Divergence between intrinsic and extrinsic motivation and relation between them The motivation is a factor that use to stimulate the desire as well as the energy to act or behave in a particular manner. The motivational factors can be internal as well as external which help in stimulating the wish to improve the tasks or job assigned to the individual as well as in achieving the desired goal . The motivation uses to come from the both conscious as well as unconscious aspects such as intensity of wish or requirement, incentive or else the value of reward for accomplishment of the goal and lastly the expectation of the individuals. These are factors or reason of the behavior of the individuals in a certain way. The employees are motivated by the both external as well as internal factors as well as it is vital to understand and recognize the factors in order to bring out the best performance from the employees(Ims, Pedersen and Zsolnai, 2013). The difference between the extrinsic factor as well as the intrinsic factors and their effect should be recognized so that employers or the management of the company can use them as per requirements. The extrinsic factors are mainly the external influences, which use to motivate the employees such as reward, commission, bonus like monetary benefits or else vacation, gift voucher, or any gift these are the rewards for the achievement of the employees help in improving the motivation of the employees (Jeffrey, 2007). The intrinsic motivation use to come from the inner soul of an individual. While a person intrinsically motivated he/she use to enjoy the work assigned to him/her, love to do the job, thus the urge of improving comes from internally. Besides this, the company provide different types learning and training sessions in order to improve the skill and talent of the employees, which help in stimulating the desires of improving personally as well as professionally, which improve the performance of the company. There are significant relationships between extrinsic as well as intrinsic motivation. The studies of the intrinsic as well as extrinsic motivation rely on the one dimensional model. There are negative relationships between the intrinsic as well as extrinsic motivation. The intrinsic motivation comes from internally and when the external motivation added the motivation use to increase(Pepper and Gore, 2014). Risk adverse employees and Risk seeking employees Risk seeking employees normally defines the term which assists in the increment of the more volatility and the uncertainty in the increment. Therefore it also enacts the increment of the exchange which assists in the creation of the anticipated higher return and therefore pursuing of the investment and the estimation of the investments are carried out for the appropriate accessing of the systems which are necessary for the enhancement of the investments and therefore created the conduct even more because of intelligence and therefore the risks are taken into consideration for the investment (Kimmel, Weygandt and Kieso, 2007). Therefore it also helps in the increment of the implied risks that are necessary for the growth of the interest which are helpful for the proper mitigation of the risk in the organization. Risk adverse employees are symbolic for the appropriate enhancement of the performance of the employees which assists in providing proper judgment to the employees. It also helps in creating the increment that assists in the improvement of the workforce in the public sectors and therefore it also provides assistance in the participation of the employees who are facing risks. This is responsible for the creation of altruistic motivation. Key assumptions of conventional agency theory with the influence on approaches to compensation The core focuses of conventional agency theory in on the motivational influence of the compensation on performance of the employees. The agency theory has brought the economic perspectives in order to decide the executive compensation and which the firm must apply. The agency theory interlinked with the compensation of the executive and the performance of the firm, ROI or return on the investment along with the stockholder interest. The influence of the compensation plan on the behavior of the managerial staffs as well as the performance of the company is elucidated in the agency theory, which illustrated that the employees are motivated for attaining their objectives (McMillan, 2010). Thus, it can be state that there is a link between the compensation plan and the performance of the employees as well as the performance of the firm. Financial benefits influence and motivate employees The financial benefits are provided by the companies to their employees in order to motivate them to achieve their task objectives. The financial benefits that are given to the employees such as fringe benefits, paid vacations, and bonus that helps to motivate the employees (Audit and assurance (United Kingdom), 2007). The organization commonly gives financial benefits to the employees who are having one year of experience and it is the extra benefits that are provided to them. Role of fairness while determining compensation The fairness consideration is very much important while determining the compensation plans. The compensation committee should include fair plans for compensation and determining the appropriate compensation strategies (Benefit from financial advice, 2010). Justice and equity are related concepts that have been connected with the perception of fairness. Reward fairness and equity pay is related to the attitudes of the employees that help in the development of the company and also enhancing pay satisfaction (Pickett, 2005). Therefore, it can be concluded that the perception of the employees towards fairness compensation plans is closely related to the behavior, attitudes and performance of the employees. Fairness or equity arises in different context in the compensation plan. Some of the major areas are as follows: The economic and leg issue of the equal pay for work Differences in pay caused by market pressure or external competition The fairness of wages for the workers who are performing the same job The views of the employees in relative to their pay The perception of fairness can influence the ability of a company to attract, motivate and retain its employees (Braiotta, 2004). The fairness or equity is achieved when return on equity is equal to the investment. Therefore, fairness or equity achieved when the pay is equal to the value of work performed. Executive compensation committee provide benefits to determine compensation The executive compensation committee provides benefits in determining the compensation in order to encourage and motivate employees towards their objectives. The committee is mainly responsible to oversee the design, planning and implementation of the compensation plans and benefit strategies of the organization which includes base salary, retirement plans, incentive and equity compensation plans and the director compensation (Saxena et al., 2010). The benefits are provided to encourage employees and achieving the goals of the company. The main purpose of the compensation committee is to provide benefits to the employees through benefits plans. The compensation plan will help to support the key objectives of the company and it is also considered as pay for the performance. Structure an executive compensation committee There are both practical and legal reasons for the board of directors to establish the compensation committee. The listed organizations are required to have the compensation committees that include independent directors (Catuogno, Arena and Vigan, 2016). The compensation committee helps to deal with difficult situations and operating all the activities of the organization. It is significant for compensation committees to have autonomy in respect to the incentive compensation plans to ensure that awards under the plans qualify for exemptions. The size of the committee should be composed of from 3 to 5 members. The members of the committee were commonly appointed by the board of directors. The corporate governance assigned task of the appointing committee members which includes members of compensation committee. Therefore, the corporate governance is responsible to focus on establishing qualifications for the board membership. It is significant that the compensation committee should be experts in the compensation but they should understand the costs, risks, mechanics and other ramifications of the compensation decisions (Credit unions, 2006). Conclusion The compensation for the executives along with the employees would get financial benefits which will help to motivate them to achieve their goals. The benefits of the employees that should be implemented by the company are retirement plan, life insurance, stock ownership plan, paid vacation and disability insurance (Executive compensation, 2006). The compensation to the employees is the authority of the executives and the benefits that are provided by to the employees in the form of financial matters help to motivate the employees in achieving the goals of the organization. The aim of this research provides the auditor to create the statement ISA 700 for the purpose of reduction of the audit expectation gap. The auditor believes that the financial statement helps in the providing the fair and the proper statement for creation of the accurate report for the creation of the true and the value presented which helps in the creation of the framework for the financial reports (Gold, A, 2012). Thus for the purpose of this the financial reporting framework is created with the creation of the financial accounting framework and thus it also helps in the enhancement of the framework. Therefore the objective that lies in the paper is that the investigation of the users statements that are helpful for the creation of the comparison of the two process that are included for the creation of the comparison between the management and the experienced auditors assignment is made for the enhancement of the responsibility and thus it also helps in the development of the stra tegies that are required for the creation statement for the purpose of experiencing and thus the responsibilities comes under the code of the ISA 700 (Spiceland, 2009). The audit report creates the significance of the nature and the scope of the financial reports that are helpful for the enhancement of the responsibilities of the expectation. For this purpose the auditors reports are created for appropriate opinions that helps in carrying out the responsibilities and thus it also provision the proper facilities for the detection of the frauds and also helps in the provision of the proper structure for the company. Group no. 1. Persistence of Audit Expectation Gap The implementation of the ISA 700 entirely can be done by the help of the expectation gap. It also helps in carrying out the changes that helps in the creation of the report for the auditor and thus it also helps in the reduction of the expectation gap for the purpose of the enhancement of the perceptions. It also helps in predicting the patterns that are for matching purpose of the user and the responsibilities of the user for the carrying out successfully 2. Audit Expectation Gap The expectation gap made by the audit helps in the creation of difference between the users and the financials and thus t is also seen that the audit expectation gap concerns about the financial expectation gap and thus it also helps in the auditing the financial statements. The creation of the differences also helps in the development of the true value presented by the auditor. 4. Responsibility of the auditor The vital responsibility that an auditor carries out is the preparation of the fair value and the true value of the financial statements. it also helps in the determination of the fraudulency and the omission of the financial statements are detected. 5. Effectiveness of Auditors report to reduce audit expectation gap With the proper evaluation of the reports it can be concluded that the expansion of the report created impact on the auditors. Thus the changes are made for the creation of the perception of the auditor which is required for the changes. 6. Effect of the financial statement on audit expectation gap It is evaluated that the acknowledgement must be made for the creation of the comparison for the uneducated students and thus it also helps in the evaluation of the effects that are required for the enhancement of the auditors for the creation of the report. Thus it also helps in the creation of the differentiation between the students and the auditors. The foremost important objective is the checking manipulation which helps in the realization for the existence of the manipulation and thus it also helps in providing the report to the auditor. For the purpose of checking the manipulation scenario, the competitors asked the questions that are helpful for concerning the values that are required for the enhancement of the survey for the purpose of the investigation (Executive compensation, 2011). The total mean answers were seemed to be 4.81 for the purpose of the entire treatment of the report and thus around 2.20 of the treatments were merely done. Thus on the other hand the accepting of the statement is done for the proper creation of the judgment that helps in the enhancement of the rating and thus it also helps in providing the distinctive means of the enhancement techniques that helps in carrying out the process of manipulation judgment and the behavior of each group (Ezra, 2015).The audit expectation gap helps in the creation of the variation of the public expectations and hence the growth of the expectations is made for the auditors. It provides the proper framing of the knowledge and thus it also helps in focusing on the significant issues. The researcher also focuses on the evaluation of the audit expectation gaps that are created during the audit expectation gap of Ghana (Agyei, A, 2013). Thus the profession is essentially required for the creation of the reasonable expectations that must be used by the different users. The Audit process is done for the creation of the enhancement of the audit types and thus it also helps in the creation of the increment of the expectations which seems to be useful for the proper creation of the accounts of the company (Johnston, 2010). Thus it also helps in providing the priority to the company for the creation of the expectation gaps and thus the presentation of the audit is created for the variance of the expectations with the creation of the originality report by the auditor. For this purpose the rigorous form helps in the origination of the report that are expected to be presented by the external auditor. For the primary object of this participants selection of this research, researches apply the question set to ask the question. These techniques are commonly used by the researchers and also to seem to be purposive and convenient. The purposive sampling procedures are mostly utilized for the purpose of the formation of the attempt in accordance to reflect the collection of respondents by the knowledge. The convenient sampling methods are used for the object to the progress of these systems (Kuo and Yu, 2014). Moreover, it assists to enhance of questionnaires which are strictly responsible for creating this rigorous approach. The research of the questionnaires mostly consists of the only number of 50 questions which are incorporated for the object of continuation of this favorable response. It also seen when the 30 questions are mostly returned from auditors and rest of the 35 questions is also returned by the stockbrokers. Conversely, from these answered 20 questions are commonly seemed to be functional for each group. The study also assists in the attending and the collection of the primary data that is necessary for the appropriate participation process. It is collected with the assistance of the given data and the answers are received from the participants. The near ending of the questions occur and therefore it also provides assistance in the improvement of the score which appeared to increase from 1 to 5. Therefore this helps with the transition of strong disagreement to strong agreement and there after the anonymity was followed by the continuation and the conducting of the study. The fraud detection is used for the creation of the continuation of the primary objectives that are helps in the continuation of the primary objectives for the study of the process. the vital objective is that the auditing structure helps in the creation of the modification for the development of the objectives that creates the proper reporting statement. Thus it also helps in the continuation of the business scenario. As per the people and the process of the organization, the dissatisfaction of the objectives are seemed to b taking place with the help of the proper acquisition of the band gaps between the expectation gaps. For this reason the two flaws are detected for the purpose of discussing the expectations and henceforth the annual report of the audit is presented. References Agyei, A, Aye, BK Owusu-Yeboah, E 2013, 'An assessment of audit expectation gap in Ghana', Int. J. Acad. Res. Account.,Financ. Manage. Sci, vol. 3, no. 4, pp. 112-8. Audit and assurance (United Kingdom). (2007). London: BPP Learning Media. Becker, C. (2006).The effects of type of accounting standard and outcome knowledge on juror evaluations of auditor responsibility. Benefit from financial advice. (2010).BDJ, 208(8), pp.369-369. Braiotta, L. (2004).The audit committee handbook. New York: Wiley. Catuogno, S., Arena, C. and Vigan, R. (2016). Compensation Committee Quality and Effective Executive Remuneration.IJBM, 11(6), p.118. Credit unions. (2006). [Washington, D.C.]: U.S. Government Accountability Office. Executive compensation. (2006). Washington: U.S. G.P.O. Executive compensation. (2011). Washington, D.C.: American Bar Association, Joint Committee on Employee Benefits. Ezra, D. (2015). Defined-Benefit and Defined-Contribution Plans of the Future.Financial Analysts Journal, 71(1), pp.56-60. Foss, N. and Stea, D. (2014). Putting a Realistic Theory of Mind into Agency Theory: Implications for Reward Design and Management in Principal-Agent Relations.European Management Review, 11(1), pp.101-116. Gold, A, Gronewold, U Pott, C 2012, 'The ISA 700 auditor's report and the audit expectation gap Do explanations matter?',International Journal of Auditing, vol. 16, no. 3, pp. 286-307. Gold, A., Gronewold, U. and Pott, C. (n.d.). The ISA 700 Auditors Report and the Audit Expectation Gap Do Explanations Matter?.SSRN Electronic Journal. Hermanson, D., Tompkins, J., Veliyath, R. and Ye, Z. (2011). The Compensation Committee Process*.Contemporary Accounting Research, 29(3), pp.666-709. Ims, K., Pedersen, L. and Zsolnai, L. (2013). How Economic Incentives May Destroy Social, Ecological and Existential Values: The Case of Executive Compensation.J Bus Ethics, 123(2), pp.353-360. Jeffrey, C. (2007).Research on professional responsibility and ethics in accounting. Amsterdam: Elsevier JAI. Johnston, (2010). Recycling the surgical audit.CA, p.89. Kimmel, P., Weygandt, J. and Kieso, D. (2007).Financial accounting. Hoboken, NJ: John Wiley. Kuo, C. and Yu, S. (2014). Remuneration Committee, Board Independence and Top Executive Compensation.Journal of Risk and Financial Management, 7(2), pp.28-44. McMillan, E. (2010).Not-for-profit accounting, tax, and reporting requirements. Hoboken, N.J.: Wiley. Pepper, A. and Gore, J. (2014). The economic psychology of incentives: An international study of top managers.Journal of World Business, 49(3), pp.350-361. Pickett, K. (2005).Auditing the risk management process. Hoboken, N.J.: Wiley. Saxena, R., Srinivas, K., Rai, U. and Rai, S. (2010).Auditing. Mumbai [India]: Himalaya Pub. House. Spiceland, J. (2009).Intermediate accounting. Boston: McGraw-Hill/Irwin.

Sample of Hook in Essay

Sample of Hook in EssayWriting a sample of hook in essay is very important. Because if the first paragraph has a good hook, it will attract readers. And when readers are attracted, they will try to read the rest of the article.Hook is the first part of the article. It shows how your articles will be related to each other. When you have written the hook, make sure that you have thought of the benefit of the readers in the third paragraph. So they will think that you are telling something that they can do and that you will help them achieve something.Do not be too direct with your idea. Readers are not stupid. They will notice if you are telling them something that they cannot do. If you have a clear idea in your mind, you can include a diagram. This will make your reader understand your idea.You can use colors, pictures, or any other attention grabbing ideas that will pull attention. Use your imagination. Draw something so that you can keep your readers' attention on it.Another great example is this. When you are writing a simple paragraph, do not get into a long sentence. Instead, just give your readers what they want. But then, when you get to the end of the paragraph, make sure that you include a short and direct statement that shows what you are trying to say.After finishing an essay, try to read the rest of the article. Does it have more hooks? Sometimes, it is possible that your readers don't know what you are trying to tell them.They will find it hard to understand that what youwere trying to tell them, and this will be a writers trap. Because writers have their own tendency to ignore what their readers are telling them.Write a sample of hook in essay to gain better understanding of the language. But always remember to follow the advice given to you by the expert.

Hp External Analysis free essay sample

Hewlett Packard External Environment Analysis Hewlett Packard External Environment Analysis In today’s constantly evolving business world, it is essential for organizations to fully master and incorporate strategic management theory into decision making processes. As the world’s largest technology company, HP brings together a portfolio that spans printing, personal computing, software, services, and IT infrastructure to solve customer problems (Hewlett Packard, 2010). HP is well positioned to outperform the market. The strength of HP’s portfolio is leaner cost structure and accelerating market momentum that gives the confidence to raise the full year outlook (Hurd, 2010)†. One of the most important aspects of Hewlett Packard’s strategy building is an analysis of the external business environment that they operate in. As pointed out in the text Strategic Management. Concepts and Cases Competitiveness and Globalization, â€Å"The firm’s understanding of the external environment is matched with knowledge about its internal environment to form its vision, to develop its mission, and to identify and implement actions that result in strategic competitiveness and above-average returns. We will write a custom essay sample on Hp External Analysis or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page (Hitt, Ireland, and Hoskisson, 2009) In this paper, there will be an analysis of Hewlett Packard’s external business environment and its impact on the firm’s strategic business continuity plan, including examination of the three components of the external environment, the general environment, the industry environment, and the competitor environment. External Environmental Analysis Before analyzing Hewlett Packard’s external influences, it is important to highlight the specific processes in an external environmental analysis. This analysis is performed so that firms can correctly identify potential opportunities and threats in their external environment, and involves continually scanning, monitoring, forecasting, and assessing segments of the general environment. Scanning is the process of studying each segment of the general environment to identify upcoming or ongoing changes that can impact the firm. Monitoring refers to observing the changes identified in the scanning process to determine if a particular trend can be singled out which would have significant consequences for the firm. Trend identification is an important aspect of monitoring, as well as recognizing the trend’s effect on the firm’s stakeholders. Forecasting takes the changes and trends that scanning and monitoring produced, and attempts to formulate useful predictions based on those changes and trends. One important factor in forecasting is identifying the time frame and rate of change for trends, so that the firm does not miss an opportunity or get caught off guard by a threat. The final step in external environmental analysis is assessing. The objective of assessing is to determine the timing and significance of the effects of environmental changes and trends on the strategic management of the firm. † (Hitt, Ireland, and Hoskisson, 2009) The prime focus of assessing is determining the impact of forecasted trends on strategic direction of the firm. Assessing decides if an opportunity or threat requires a change in plans, or the firm to take a new direction. General Environment The first component of the external environment is the general environment. â€Å"The general environment is composed of dimensions in the broader society that influence an industry and the firms within it. (Hitt, Ireland, and Hoskisson, 2009) These dimensions of broader society are further classified into six categories. The six categories of the general environment are demographic, economic, political and legal, socio-cultural, technological, and global. A large, global firm like Hewlett-Packard will find opportunities and threats in each aspect of the general environment. The demographic category of the general environment includes factors such as population size, age structure, ethnic mix, income distribution, and geographic distribution. Hewlett-Packard’s market position as the world’s largest technology company requires careful consideration of demographic factors. Hewlett-Packard’s strategic continuity is impacted by this factor because it must identify markets with the correct demographic to provide an opportunity to sell its computer products. Markets with an unfavorable income distribution or an older age structure may need to be avoided until more favorable conditions arise. The economic category of the general environment includes factors such as interest rates, gross domestic product, and business savings rates. Hewlett-Packard’s continuity strategy is impacted by economic factors in a similar fashion as it is impacted by demographics. Markets located in a strong economy represent opportunities for the firm. Additionally, developing economies may provide lower interest rates, or favorable business savings rates. Economies in decline can represent a threat to Hewlett-Packard, as expensive computer purchases may not be a consumer’s focus. The political and legal category of the general environment includes factors such as antitrust laws, taxation laws, and labor laws. Hewlett-Packard can face huge opportunities and threats with changes and trends in legislation. Hewlett-Packard produces a wide range of computer products, and if it is challenged by an antitrust law, it could face a very large threat. However, favorable changes in tax law can represent just as large an opportunity for the firm to save money. The socio-cultural category of the general environment includes factors such as workforce diversity, shifts in work and career preferences, and shifts in product and service preferences. Hewlett-Packard’s business continuity is very concerned with monitoring and planning for preference trends in the computer technology industry. Proper assessment and integration of a new product preference can represent an important opportunity, while missing this preference could end up a threat. The technological category of the general environment includes factors such as product innovations, new communications technologies, and government supported research and development expenditures. Obviously this category caries great significance for a computer based firm like Hewlett-Packard. Product innovations can represent an opportunity for strategic continuity if Hewlett-Packard can incorporate them, a threat to strategic continuity if they cannot. New communications technologies can be utilized to assist in streamlining operations, and represent an opportunity to lower long term costs. The final category of the general environment is global. The global category includes factors such as critical global markets, new industrialized countries, and cultural and institutional attributes. Hewlett-Packard is a global firm, and changes or trends in the global markets must be planned for to ensure strategic continuity.

The Others-Movie Review Essay Example

The Others The Others-Movie Review Paper The Others-Movie Review Paper Nurul Hazwani Bt Hatta M12L THE OTHERS Movie Review The Others is one of the psychological horror movies that impress me with its good story plot and suspense elements. It was written, directed and scored by Spanish director Alejandro Amenabar, starring Nicole Kidman and Christopher Eccleston. It is inspired partly by the 1898 novella The Turn of the Screw. Grace Stewart (Nicole Kidman) is a Catholic mother who lives with her two small children in a remote country house in the British Crown Dependency of Jersey, in the immediate aftermath of World War II. The war was playing vital role in being contributing factor that cause depression in Grace. The stress is the triggering element that cause phychology disorder in her. The children, Anne and Nicholas have an uncommon disease, xeroderma pigmentosa, characterized by photosensitivity, so their lives are structured around a series of complex rules designed to protect them from inadvertent exposure to sunlight. The new arrival of three servants at the house - an aging nanny and servant named Mrs. Bertha Mills ,an elderly gardener named Mr. Edmund Tuttle, and a young mute girl named Lydia - coincides with a number of odd events, and Grace begins to fear that they are not alone. Anne draws pictures of four people: a man, a woman, a boy called Victor, and an old woman, all of whom she says she has seen in the house. A piano is heard from inside a locked room when no one is inside. Grace finds and examines a book of the dead, which shows mourning portraits taken in the 19th century of recently deceased corpses. I was so shocked when the doors which Grace believes to have been closed are found mysteriously ajar. Grace tries hunting down the intruders with a shotgun but cannot find them. She scolds her daughter for believing in ghosts - until she hears them herself. Eventually, convincing herself that something unholy is in the house, she runs out in the fog to get the local priest to bless the house. Meanwhile, the servants, led by Mrs. Mills, are clearly up to something of their own. The gardener buries a headstone under autumn leaves, and Mrs. Mills listens faithfully to Annes allegations against her mother. Outside, Grace loses herself in the heavy fog, but she miraculously discovers her husband Charles who she thought had been killed in the war, and brings him back to the house. Charles is distant during the one day he spends in the house, and Mrs. Mills is heard telling Mr. Tuttle, I do not think he knows where he is. Grace later sees an old woman dressed up like her daughter. Grace says, You are not my daughter! and attacks her. However, she finds that she has actually attacked her daughter instead. Anne refuses to be near her mother afterward, while Grace swears she saw the old woman. Mrs. Mills tells Anne that she too has seen the people, but they cannot yet tell the mother because Grace will not accept what she is not ready for. Charles is stunned when Anne tells him the things her mother did to her. He says he must leave for the front and disappears again. After Charles leaves, Anne continues to see things, including Victors whole family and the old woman. Grace breaks down to Mrs. Mills, who claims that sometimes the world of the dead gets mixed up with the world of the living. At last, I know that actually, it is Grace’s family who is dead, not the intruders. The intruders are the living people who bought the house after the death of Grace’s family. Grace and her children cannot accept the fact that they are dead. Grace may have some mental illness when she killed her children with pillow and then kill herself with a rifle. She was suffering from stress as she was feeling isolated and lonely as her husband didn’t come back from war. I love the suspense element and the twisting plot story. At first, I thought that the intruders are the bad guy, but actually Grace’s family is the one that possess the house and reluctant to leave their mansion even when they are dead. From this story,I learn that it is important to control our emotion and be patient in facing any difficulties in our life to lead a healthy and happy life.

State of personal indebtedness in Canada. You may focus on student Research Paper

State of personal indebtedness in Canada. You may focus on student debt or the society as a whole - Research Paper Example Recent figures suggest that the current level of personal debt in Canada is on the highest level for the past 8 years. The average non-mortgage personal loan of a Canadian is approximately $26,221 in the second quarter of 2012 suggesting that the overall debt levels are on the rise. (Johnson, 2012) There can be various reasons for this including the general trends and preferences of the consumers as well as the ability of Canadian banks to remain profitable and continue to supply consumer debt despite the fact that overall global scenario may not be encouraging. These trends are considered as troublesome as persistently high levels of personal debts can actually create serious consequences for the economy as a whole. This paper will discuss about the personal debt in Canadian society as a whole and will discuss the concerns as well as solutions for it. Personal Debt in Canada The recent trends of personal debt in Canadian society as a whole have been alarmingly high. The current aver age debt level in the second quarter of 2012 stood at $26,221 higher by $192 from the previous quarter. This figure is also considered as the highest during the last eight years since Credit Bureau actually started to track the personal debt levels. (Johnson, 2012) Studies have shown that debt to income ratio is on the rise as well as the debt-to total assets is on the rise too. These trends indicate that more and more portion of consumers’ income is taken by the debt and higher debt payments can actually reduce the disposable income for the individuals. Average annual growth rate of household debt in Canada grew by 7.4% in nominal terms and 5.3% in real terms during 2000-2011. Such consistent level of increase in household debt has actually put personal debt at the level which may not be sustainable for consumers in the long run. It is also important to note that this rise in the consumer debt is mostly in the non-mortgage debt class and is also secured against the household items. Such characteristics of the personal debt may therefore create significantly more economic consequences for the households. (Crawford & Faruqui, 2012) It has been suggested that such high level of personal debts can actually put Canadians at more vulnerability towards the economic shocks as any adverse change in employment dynamics can put lot of stress on the disposal income of the consumers. Sharp decline in home values as well as increase in interest rates as well as relatively higher level of unemployment can put individuals at more risk considering the current levels of debt in the country. (Chawla & Uppal, 2012) IMF has also shown its reservations over the higher levels of personal debt in Canadian economy and indicated that higher levels of personal debt can actually reduce the economic growth of the country. IMF has even cut its economic forecasts for Canada owing to higher personal as well as mortgage loans and suggested that higher debt levels at consumer level can actually create more risk for the economy as a whole. (BABAD, 2012) Some data indicates that this trend is on the rise across all ages and there are different factors which are actually at play causing the consistent rise in the personal debt levels. It has also been suggested that the persistent increase in the level of income as well as low interest rates have also contributed towards these trends. Some theoretical

Is the use of placebos as a control ethical when an effective standard Essay

Is the use of placebos as a control ethical when an effective standard of care medication is available (YES or No) - Essay Example This does not exclude the use of placebo, or no treatment, in studies where no proven prophylactic, diagnostic or therapeutic method exists.1i The revision does not ban placebo but allows it only when there is unanimous agreement among members of medical community that no effective treatment is available. In the absence of effective preferred treatment, placebo controlled trials are permissible. In all other cases, its use has been restricted on ethical grounds. Critics have raised objections to the absolutism of the revised version. The basic ethical concern is grounded in one complex question: Are the rights of the subject more important than potential for greater good of the society If it is felt that inefficacy of drugs can be tested through placebos and new drugs can be developed, should the researchers proceed with the trial or should they be concerned about welfare of the subjects to the extent that they abandon the research This is a question which definitely is not easy to answer. Proponents of the revised version support the declaration that: "In research on man, the interest of science and society should never take precedence over considerations related to the well being of the subject."ii Supporters of placebo controlled trial are of the view that use of an inactive agent is preferable to an active one because it provides an important static reference pointiii. Another major argument in favor of placebo use is connected with Food and Drug Administration in the US that does not approve any drug that has not been tested with placeboiv. While it is true that many resent the imperialistic stance of FDA, the fact remains that in most cases, clinical trials with placebo might appear to be the only option. It is true that welfare of the subjects is an important concern but equally important is the development of a better and more effective treatment. In case an effective treatment exists and the patient is suffering from a life threatening disease, it is better not to proceed with the placebo control method. But where a slight delay might not significant affect a patient and a clearly effective treatment is unavailable, use of placebo should be allowed unhindered. FDA on one occasion for example "argued that the low risk to subjects justifies the use of placebo arms in clinical trials when effective treatments are available and equipoise is therefore impossible."v It is possible to reach a consensus on the issue if we study the placebo control method carefully and delineate some clear rules as to when it can be applied. Emanuel, Miller offer a sound solution when they say, "A placebo-controlled trial has a sound scientific rationale if the following criteria are met: there is a high placebo-response rate; the condition is typically characterized by a waxing-and-waning course, frequent spontaneous remissions, or both; and existing therapies are only partly effective or have very serious side effects; or